Save money and pay down debt faster

You can transfer balances at a rate as low as 3.99% APR* and it’s fixed for 12 months! Transferring your balance is easy! Just fill out and return the application for our Visa® Platinum Card and complete the Balance Transfer Authorization Form.

What is a Balance Transfer?
A balance transfer is when you repay existing debt with a new credit card. The point of a balance transfer is to get a lower interest rate, save money on finance charges and pay off what you owe much faster.

How does it work?
You’ll have to provide the account number that you want to transfer the balance from and the amount you want to transfer.

*APR = Annual Percentage Rate. Promotional and variable rates are based on credit history. After 12 billing cycles, the balance transfer fixed-rate will convert to the current variable rate in effect. There are no transfer fees. However, transfers are limited to your available credit and are treated as cash advances. A finance charge will be calculated from the date the transfers or convenience checks post to your credit card account. All APRs may increase if you default under the terms of your Card Agreement. Offer may be withdrawn at any time.