The Rate You Deserve

*APY = Annual Percentage Yield. Dividend rate for the 9-month CD is 4.75%. Promotional rate effective July 1 – July 31, 2024. $500 minimum deposit to open and to earn stated dividend rate. Deposit must be in the form of new money or rollover money from a currently maturing CD. At maturity, your CD will automatically rollover into a 6-month CD. Fees or penalties may reduce earnings. An early withdrawal penalty will apply if you close the CD prior to maturity. Limited time offer. Offer may be withdrawn at any time. Deposits federally insured by the NCUA up to $250,000. Excess insurance provided by MSIC (deposits insured in full).

Do you have some extra cash that you won’t need to use soon? A Share Certificate, often referred to as a CD, could be a great way to use your money and watch it grow. Instead of leaving it in a low-rate savings account, lock some away for a better interest rate!

These accounts offer great rates on longer terms. Our share certificates have some of the highest rates around PLUS:

  • Flexible terms, from 3 months to 5 years
  • 100% deposit insurance to protect your money
  • Minimum deposit of $500 to open
  • Dividends can be paid monthly into your savings account or retained in your share certificate

We also have JUMBO share certificates if you’re looking to save more cash!

Share Certificate Rates

TypeAPYDividend Rate
3 Month3.56%3.50%
6 Month3.82%3.75%
12 Month4.08%4.00%
18 Month4.18%4.10%
24 Month4.34%4.25%
36 Month4.50%4.40%
48 Month4.55%4.45%
60+ Month4.71%4.60%

Jumbo Certificate Rates

TypeAPYDividend Rate
24 Month (jumbo)4.45%4.35%
36 Month (jumbo)4.60%4.50%
48 Month (jumbo)4.65%4.55%
60+ Month (jumbo)4.81%4.70%

*Minimum opening balance to receive Annual Percentage Yield is $500 or $50,000 for a jumbo certificate. Offer may be withdrawn at any time and without warning. Fees and penalties may reduce earnings. Rates are subject to change at any time without notice. Early withdrawal penalties apply.