Looking for a way to earn more for your money, without the risks of the stock market? Our share certificates have competitive rates with flexible terms (3 months to 5 years), and we have deposit insurance to protect your money. All you need is a minimum deposit of $500 to open a share certificate. Dividends can be paid monthly into your savings account or retained in your share certificate. And all of our share certificates can be pledged as security for a share secured loan.

We also have jumbo share certificates if you’re looking to save more cash!


Share Certificate Rates

TypeAPYDividend Rate
3 Month0.85%0.85%
6 Month1.31%1.30%
12 Month1.81%1.80%
18 Month2.02%2.00%
24 Month2.22%2.20%
36 Month2.42%2.40%
48 Month2.67%2.65%
60+ Month2.93%2.90%

Jumbo Certificate Rates

TypeAPYDividend Rate
24 Month (jumbo)2.32%2.30%
36 Month (jumbo)2.52%2.50%
48 Month (jumbo)2.77%2.75%
60+ Month (jumbo)3.03%3.00%

*Minimum opening balance to receive Annual Percentage Yield is $500 or $50,000 for a jumbo certificate. Offer may be withdrawn at any time and without warning. Fees and penalties may reduce earnings. Rates are subject to change at any time without notice. Early withdrawal penalties apply.