Auto rates as low as 4.25% APR*

Refinance higher-rate auto loans and save

Loan terms up to 72 months

We finance RVs, campers, boats, and motorcycles too

We put you in the driver’s seat.

Take advantage of low rates and terms that fit your life. We offer financing up to 100% of the vehicle cost including taxes, registration, extended warranties, and options. Our rates are extremely competitive, and we have flexible repayment terms to meet your needs.

Get preapproved!

Apply to get preapproved for your auto loan before you start shopping. Preapproval gives you the confidence of a cash buyer when you know your credit union has preapproved your purchase up to a certain amount.

Refinance to Lower Your Payment

Do you already have an auto loan with another lender? Consider refinancing into a lower interest auto loan with us and we’ll work hard to reduce your monthly payment.

Learn more about GAP insurance

*Auto Loan request must be received by 10/31/22 and must be signed by 11/30/22 to qualify for the giveaway. Loan approvals are subject to the following: 1) The title must show MassMutual Federal Credit Union as the lien holder; 2) All necessary loan documents must be signed; 3) Must have full coverage insurance with no more than a $500 deductible on comp. and collision. Normal credit, income and other qualifications still apply. You must qualify for this loan. Current MMFCU loans are not eligible for refinance.

Vehicle Loan Rates

TermAPR as low as*Payment per $1000 borrowed
2 Year Term*4.25%$43.54
3 Year Term*4.50%$29.75
4 Year Term*4.60%$22.85
5 Year Term*4.65%$18.71
6 Year Term*4.90%$16.06

Estimate Your Monthly Payment


Estimate your savings when you refinance your outside auto loan

*APR = Annual Percentage Rate. Rates displayed are our best rates; your rate may be higher. Rates displayed include a 0.25% discount for automatic payment from your MMFCU account. If you do not elect automatic payment, the APR will increase by 0.25%. We figure payment amounts off of the higher rate. Payment example given is based upon the term specified. Down payment may be required based upon your personal credit history. Payment amounts specified do not include amounts for taxes and insurance premiums.

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