Summer Escape Loan Special
Turn your summer plans into reality with a loan designed to make it easy. Whether you’re heading on vacation, tackling home projects, or handling unexpected expenses, our Summer Escape Loan gives you the flexibility you need – with payments you can feel good about.
Simple. Affordable. Stress-Free.
- Borrow up to $7,500 for whatever summer brings.
- Low fixed rate of 6.99% APR for 36 months – no surprises.
- No application fee – keep more money in your pocket
- Fast decisions for qualified borrowers so you can move quickly.
APR = Annual Percentage Rate. Maximum loan amount is $7,500. Applications must be received during the promotional period and funded within the stated timeframe. Offer subject to change or withdrawal at any time. Credit approval and income verification required. Terms and conditions apply.
Life moves fast. Your finances should keep up.
MMFCU Personal Loans offer a simple, affordable way to access the money you need without stress of high credit card rates or confusing terms. Whether you’re consolidating debt, planning for something big or navigating an unexpected expense, our flexible loan options make borrowing worry-free.
One Loan. Many Possibilities.
MMFCU Personal Loans can help you:
- Consolidate higher-interest debt
- Cover unexpected expenses
- Fund a major purchase or life event
- Take on a personal project with confidence
No matter your reason, we make borrowing feel manageable – not overwhelming.
Types of Personal Loans
Personal Loans: receive a lump sum of money, unsecured (not backed by collateral), paid back in fixed monthly payments
Personal Line of Credit: borrow what you need and only pay interest on what you use, variable rates, best for ongoing needs. Learn more
Share Secured Loans: backed by collateral, good option for those with lower credit scores. Learn more
Overdraft Line of Credit: helps you avoid fees, ensures checks don’t bounce and debit cards won’t be denied. Learn more
Rates
Personal Loans
| Term | APR as low as* | Payment per $1000 borrowed |
|---|---|---|
| Up to 5 years* | 9.75% | $21.14 ($5,000 loan for five years.) |
*Rate displayed is our best rate and assumes automatic payment from your MMFCU account. If you elect to manually pay your personal loan, please add 0.25% to the displayed rate. Your rate may be different based upon your personal credit history. Personal Loans are limited up to $15,000.
Share Secured Loans
| 2.5 % above pledged share rate |
Personal Line of Credit
| Term | Current APR | Payment per $1000 borrowed |
|---|---|---|
| No fixed term | as low as 9.00% | Variable - Payment is 3% of your balance |
*Rate displayed is our best rate and assumes automatic payment from your MMFCU account. If you elect to manually pay your PLOC, please add 1% to the displayed rate. Your rate may be different based upon your personal credit history. There are no fees to use your PLOC. Late fees may be imposed if you do not make at least one payment each calendar month. Rate displayed assumes automatic payment from your MMFCU account.
*APY = Annual Percentage Yield. $5 minimum deposit to open. $25 minimum deposit to earn stated dividend rate/yield for savings. $100 minimum deposit to open, $2,000 to earn stated dividend rate/yield for Money Market. Rates are subject to change at any time and may change after account opening. Offer rate may be withdrawn at any time. Fees or penalties (if any) could reduce earnings.
* Rate is fixed once set.
