The money you need, when you need it
Ways to take advantage of a personal loan:
Debt Consolidation
Having multiple credit cards with high interest rates is one of the fastest ways to get yourself into financial trouble. When you take out a personal loan to consolidate your debt, you’re combining all of those outstanding balances into one easy and convenient monthly payment. Your interest rate as well as the monthly payment could decrease depending on the APR and your credit score. This is also a great way to help build up your credit score.
Home Improvements
Home equity loans aren’t the only way that you can accomplish work around the house. Personal loans can be a great way to cover the cost of small home improvements or repairs to your house. Personal loans can sometimes offer better rates over using financing through a store.
Special Occasions
Special occasions such as weddings, anniversaries, birthdays or graduations are worth celebrating. A personal loan can give you the finances you need to turn your special occasion into that dream birthday, wedding or anniversary you have wanted to plan!
Vacation
Dreaming of dinner in Europe, skiing in Vermont, or an all-inclusive vacation in the Bahamas? A personal loan can help make that dream vacation a reality.
Rates
| Term | APR as low as* | Payment per $1000 borrowed |
|---|---|---|
| Up to 5 years* | 9.75% | $21.14 ($5,000 loan for five years.) |
* Rate is fixed once set.
**APR = Annual Percentage Rate. Maximum borrowed amount is $2,500. Offer may be withdrawn at any time. Credit and income requirements apply. Promotion is for a 12-month term only. Other rates and terms may be available.
