Save money with a fast track mortgage
Looking to put your mortgage in the fast lane? MMFCU can help you do it with Fast Track. Fast Track is a fixed home equity loan secured as a first lien on the property.
- Check your rate below
- Choose your term from 5 – 12 years
- Low closing costs*
Want to take advantage? Apply online (click on “Apply for a Loan Here” to get started)
Have questions? Give us a call at 800.940.9466 or send us an email. Our friendly and knowledgeable staff is here to help!
| Term | Nominal Rate | APR | Payment per $1000 borrowed |
|---|---|---|---|
| Jumbo Mortgage Loan Rates | |||
| 30 Year Fixed - Jumbo | 7.000% | 7.039% | $6.65 |
| 15 Year Fixed - Jumbo | 6.500% | 6.549% | $8.71 |
| Fixed Rate Mortgages | |||
| 30 Year Fixed - 0 Points | 6.250% | 6.293% | $6.16 |
| 30 Year Fixed - 1 Point | 5.875% | 6.014% | $5.92 |
| 30 Year Fixed - 2 Points | 5.625% | 5.858% | $5.76 |
| 30 Year Fixed - High Balance | 7.000% | 7.039% | $6.65 |
| Flex 97 - 30 Year | 7.000% | 7.039% | $6.65 |
| 20 Year Fixed - 0 Points | 5.750% | 5.826% | $7.03 |
| 15 Year Fixed - 0 Points | 5.750% | 5.808% | $8.30 |
| 15 Year Fixed - 1 Point | 5.275% | 5.467% | $8.04 |
| 15 Year Fixed - 2 Points | 5.000% | 5.373% | $7.91 |
| 15 Year Fixed - High Balance | 6.875% | 6.920% | $8.92 |
| Fast Track Mortgage Refinance | |||
| 12 Years | 6.000% | 6.109% | $9.77 |
| 11 Years | 5.875% | 5.990% | $10.31 |
| 10 Years | 5.750% | 5.873% | $10.98 |
| 9 Years | 5.625% | 5.758% | $11.83 |
| 8 Years | 5.500% | 5.646% | $12.91 |
| 7 Years | 5.375% | 5.538% | $14.32 |
| 6 Years | 5.250% | 5.435% | $16.23 |
| 5 Years | 5.125% | 5.331% | $18.94 |
| Adjustable Rate Mortgages | |||
| 5/1 ARM - 0 Point | 6.625% | 6.666% | $6.40 |
| 5/1 ARM - 1 Points | 6.000% | 6.139% | $6.00 |
| 7/1 ARM - 0 Point | 6.750% | 6.791% | $6.48 |
| 7/1 ARM - 1 Points | 6.125% | 6.264% | $6.08 |
| 10/1 ARM - 0 Point | 7.000% | 7.039% | $6.65 |
| 10/2 ARM - 1 Points | 6.625% | 6.764% | $6.40 |
IMPORTANT INFORMATION ABOUT THIS PROGRAM
*APR=Annual Percentage Rate. Annual Percentage Rate listed is our best rate. Rates are subject to change at any time and without notice. $500 closing costs payable by borrower. An additional appraisal fee of $350 – $400 at borrower’s expense may also be required. Maximum combined loan-to-value of 60% based on Automated Valuation Model or 75% loan-to-value on appraised value. Some states (NY & FL, for example) require borrowers to pay a mortgage tax when closing a loan secured by real estate. Please contact the local municipality or county for more information. Not available for purchase money. Refinance only. Minimum loan amount of $25,000. Maximum loan amount of $200,000. Other restrictions and fees may apply.
