Save money with a fast track mortgage
Looking to put your mortgage in the fast lane? MMFCU can help you do it with Fast Track. Fast Track is a fixed home equity loan secured as a first lien on the property.
- Check your rate below
- Choose your term from 5 – 12 years
- Low closing costs*
Want to take advantage? Apply online (click on “Apply for a Loan Here” to get started)
Have questions? Give us a call at 800.940.9466 or send us an email. Our friendly and knowledgeable staff is here to help!
| Term | Nominal Rate | APR | Payment per $1000 borrowed |
|---|---|---|---|
| Jumbo Mortgage Loan Rates | |||
| 30 Year Fixed - Jumbo | 4.125% | 4.177% | $4.85 |
| 15 Year Fixed - Jumbo | 3.500% | 3.560% | $7.14 |
| Fixed Rate Mortgages | |||
| 30 Year Fixed - 0 Points | 3.375% | 3.423% | $4.42 |
| 30 Year Fixed - 1 Point | 3.125% | 3.258% | $4.28 |
| 30 Year Fixed - 2 Points | 2.875% | 3.208% | $4.21 |
| 30 Year Fixed - High Balance | 3.625% | 3.672% | $4.56 |
| Flex 97 - 30 Year | 3.625% | 3.672% | $4.56 |
| 20 Year Fixed - 0 Points | 3.125% | 3.193% | $5.61 |
| 15 Year Fixed - 0 Points | 2.750% | 2.815% | $6.78 |
| 15 Year Fixed - 1 Point | 2.500% | 2.708% | $6.66 |
| 15 Year Fixed - 2 Points | 2.125% | 2.475% | $6.49 |
| 15 Year Fixed - High Balance | 3.375% | 3.436% | $7.08 |
| Fast Track Mortgage Refinance | |||
| 12 Years | 3.000% | 3.089% | $8.28 |
| 11 Years | 2.875% | 2.970% | $8.85 |
| 10 Years | 2.750% | 2.854% | $9.55 |
| 9 Years | 2.625% | 2.740% | $10.41 |
| 8 Years | 2.500% | 2.628% | $11.51 |
| 7 Years | 2.375% | 2.520% | $12.94 |
| 6 Years | 2.125% | 2.293% | $14.81 |
| 5 Years | 2.000% | 2.200% | $17.53 |
| Adjustable Rate Mortgages | |||
| 5/1 ARM - 1 Point | 3.125% | 3.173% | $4.28 |
| 5/1 ARM - 2 Points | 2.750% | 3.128% | $4.21 |
| 7/1 ARM - 1 Point | 3.250% | 3.128% | $4.21 |
| 7/1 ARM - 2 Points | 2.875% | 3.128% | $4.21 |
| 10/1 ARM - 1 Point | 3.500% | 3.547% | $4.49 |
| 10/2 ARM - 2 Points | 3.125% | 3.258% | $4.28 |
IMPORTANT INFORMATION ABOUT THIS PROGRAM
*APR=Annual Percentage Rate. Annual Percentage Rate listed is our best rate. Rates are subject to change at any time and without notice. $500 closing costs payable by borrower. An additional appraisal fee of $350 – $400 at borrower’s expense may also be required. Maximum combined loan-to-value of 60% based on Automated Valuation Model or 75% loan-to-value on appraised value. Some states (NY & FL, for example) require borrowers to pay a mortgage tax when closing a loan secured by real estate. Please contact the local municipality or county for more information. Not available for purchase money. Refinance only. Minimum loan amount of $25,000. Maximum loan amount of $200,000. Other restrictions and fees may apply.
