Save money with a fast track mortgage

Looking to put your mortgage in the fast lane? MMFCU can help you do it with Fast Track. Fast Track is a fixed home equity loan secured as a first lien on the property.

  • Check your rate below
  • Choose your term from 5 – 12 years
  • Low closing costs*

Want to take advantage? Apply online (click on “Apply for a Loan Here” to get started)

Have questions? Give us a call at 800.940.9466 or send us an email. Our friendly and knowledgeable staff is here to help!

TermNominal RateAPRPayment per $1000 borrowed
Jumbo Mortgage Loan Rates
30 Year Fixed - Jumbo7.000%7.039%$6.65
15 Year Fixed - Jumbo6.500%6.549%$8.71
Fixed Rate Mortgages
30 Year Fixed - 0 Points6.250%6.293%$6.16
30 Year Fixed - 1 Point5.875%6.014%$5.92
30 Year Fixed - 2 Points5.625%5.858%$5.76
30 Year Fixed - High Balance7.000%7.039%$6.65
Flex 97 - 30 Year7.000%7.039%$6.65
20 Year Fixed - 0 Points5.750%5.826%$7.03
15 Year Fixed - 0 Points5.750%5.808%$8.30
15 Year Fixed - 1 Point5.275%5.467%$8.04
15 Year Fixed - 2 Points5.000%5.373%$7.91
15 Year Fixed - High Balance6.875%6.920%$8.92
Fast Track Mortgage Refinance
12 Years6.000%6.109%$9.77
11 Years5.875%5.990%$10.31
10 Years5.750%5.873%$10.98
9 Years5.625%5.758%$11.83
8 Years5.500%5.646%$12.91
7 Years5.375%5.538%$14.32
6 Years5.250%5.435%$16.23
5 Years5.125%5.331%$18.94
Adjustable Rate Mortgages
5/1 ARM - 0 Point6.625%6.666%$6.40
5/1 ARM - 1 Points6.000%6.139%$6.00
7/1 ARM - 0 Point6.750%6.791%$6.48
7/1 ARM - 1 Points6.125%6.264%$6.08
10/1 ARM - 0 Point7.000%7.039%$6.65
10/2 ARM - 1 Points6.625%6.764%$6.40

IMPORTANT INFORMATION ABOUT THIS PROGRAM

*APR=Annual Percentage Rate. Annual Percentage Rate listed is our best rate. Rates are subject to change at any time and without notice. $500 closing costs payable by borrower. An additional appraisal fee of $350 – $400 at borrower’s expense may also be required. Maximum combined loan-to-value of 60% based on Automated Valuation Model or 75% loan-to-value on appraised value. Some states (NY & FL, for example) require borrowers to pay a mortgage tax when closing a loan secured by real estate. Please contact the local municipality or county for more information. Not available for purchase money. Refinance only. Minimum loan amount of $25,000. Maximum loan amount of $200,000. Other restrictions and fees may apply.

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