Save money with a fast track mortgage

Looking to put your mortgage in the fast lane? MMFCU can help you do it with Fast Track. Fast Track is a fixed home equity loan secured as a first lien on the property.

  • Check your rate below
  • Choose your term from 5 – 12 years
  • Low closing costs*

Want to take advantage? Apply online (click on “Apply for a Loan Here” to get started)

Have questions? Give us a call at 800.940.9466 or send us an email. Our friendly and knowledgeable staff is here to help!

TermNominal RateAPRPayment per $1000 borrowed
Jumbo Mortgage Loan Rates
30 Year Fixed - Jumbo6.750%6.791%$6.48
15 Year Fixed - Jumbo6.000%6.055%$8.44
Fixed Rate Mortgages
30 Year Fixed - 0 Points6.000%6.045%$6.00
30 Year Fixed - 1 Point5.625%5.764%$5.76
30 Year Fixed - 2 Points5.375%5.606%$5.60
30 Year Fixed - High Balance7.000%7.039%$6.65
Flex 97 - 30 Year7.000%7.039%$6.65
20 Year Fixed - 0 Points5.500%5.575%$6.89
15 Year Fixed - 0 Points5.250%5.313%$8.04
15 Year Fixed - 1 Point5.000%5.218%$7.91
15 Year Fixed - 2 Points4.500%4.892%$7.65
15 Year Fixed - High Balance6.750%6.796%$8.85
Fast Track Mortgage Refinance
12 Years5.000%5.092%$9.26
11 Years4.875%4.974%$9.81
10 Years4.750%4.858%$10.49
9 Years4.625%4.743%$11.35
8 Years4.500%4.632%$12.43
7 Years4.375%4.524%$13.85
6 Years4.250%4.422%$15.77
5 Years4.125%4.329%$18.48
Adjustable Rate Mortgages
5/1 ARM - 1 Point5.500%5.547%$5.68
5/1 ARM - 2 Points5.000%5.138%$5.37
7/1 ARM - 1 Point5.625%5.671%$5.76
7/1 ARM - 2 Points5.125%5.263%$5.44
10/1 ARM - 1 Point5.750%5.796%$5.84
10/2 ARM - 2 Points5.250%5.388%$5.52

IMPORTANT INFORMATION ABOUT THIS PROGRAM

*APR=Annual Percentage Rate. Annual Percentage Rate listed is our best rate. Rates are subject to change at any time and without notice. $500 closing costs payable by borrower. An additional appraisal fee of $350 – $400 at borrower’s expense may also be required. Maximum combined loan-to-value of 60% based on Automated Valuation Model or 75% loan-to-value on appraised value. Some states (NY & FL, for example) require borrowers to pay a mortgage tax when closing a loan secured by real estate. Please contact the local municipality or county for more information. Not available for purchase money. Refinance only. Minimum loan amount of $25,000. Maximum loan amount of $200,000. Other restrictions and fees may apply.

Pineapples