Save money with a fast track mortgage

Looking to put your mortgage in the fast lane? MMFCU can help you do it with Fast Track. Fast Track is a fixed home equity loan secured as a first lien on the property.

  • Check your rate below
  • Choose your term from 5 – 12 years
  • Low closing costs*

Want to take advantage? Apply online (click on “Apply for a Loan Here” to get started)

Have questions? Give us a call at 800.940.9466 or send us an email. Our friendly and knowledgeable staff is here to help!

TermNominal RateAPRPayment per $1000 borrowed
Jumbo Mortgage Loan Rates
30 Year Fixed - Jumbo4.125%4.177%$4.85
15 Year Fixed - Jumbo3.500%3.560%$7.14
Fixed Rate Mortgages
30 Year Fixed - 0 Points3.375%3.423%$4.42
30 Year Fixed - 1 Point3.125%3.258%$4.28
30 Year Fixed - 2 Points2.875%3.208%$4.21
30 Year Fixed - High Balance3.625%3.672%$4.56
Flex 97 - 30 Year3.625%3.672%$4.56
20 Year Fixed - 0 Points3.125%3.193%$5.61
15 Year Fixed - 0 Points2.750%2.815%$6.78
15 Year Fixed - 1 Point2.500%2.708%$6.66
15 Year Fixed - 2 Points2.125%2.475%$6.49
15 Year Fixed - High Balance3.375%3.436%$7.08
Fast Track Mortgage Refinance
12 Years3.000%3.089%$8.28
11 Years2.875%2.970%$8.85
10 Years2.750%2.854%$9.55
9 Years2.625%2.740%$10.41
8 Years2.500%2.628%$11.51
7 Years2.375%2.520%$12.94
6 Years2.125%2.293%$14.81
5 Years2.000%2.200%$17.53
Adjustable Rate Mortgages
5/1 ARM - 1 Point3.125%3.173%$4.28
5/1 ARM - 2 Points2.750%3.128%$4.21
7/1 ARM - 1 Point3.250%3.128%$4.21
7/1 ARM - 2 Points2.875%3.128%$4.21
10/1 ARM - 1 Point3.500%3.547%$4.49
10/2 ARM - 2 Points3.125%3.258%$4.28

IMPORTANT INFORMATION ABOUT THIS PROGRAM

*APR=Annual Percentage Rate. Annual Percentage Rate listed is our best rate. Rates are subject to change at any time and without notice. $500 closing costs payable by borrower. An additional appraisal fee of $350 – $400 at borrower’s expense may also be required. Maximum combined loan-to-value of 60% based on Automated Valuation Model or 75% loan-to-value on appraised value. Some states (NY & FL, for example) require borrowers to pay a mortgage tax when closing a loan secured by real estate. Please contact the local municipality or county for more information. Not available for purchase money. Refinance only. Minimum loan amount of $25,000. Maximum loan amount of $200,000. Other restrictions and fees may apply.

Pineapples