Put your savings on autopilot

Kasasa Saver®


Maximize your rewards. Turn your Kasasa® checking rewards into dividend-earning savings – without lifting another finger!

  • Free account that builds your savings effortlessly
  • Links to Kasasa Cash® or Kasasa Cash Back® checking accounts
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.26% APY* on balances up to $50,000
  • 1.25% to 0.42% APY on balances over $50,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met
  • No monthly maintenance fees
  • No minimum balance to earn rewards

Qualifying for the higher Kasasa Saver rate is a breeze. Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and review eStatements
  • Be enrolled in and log into CUOnline

If for some reason, you don’t meet these qualifications, don’t worry. You can still earn our base rate on Kasasa Saver and get right back to earning your full rewards the very next cycle that you qualify.

Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.

“Monthly Qualification Cycle” means the statement cycle preceding the current statement cycle.

Reward Information:

When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $50,000 in your Kasasa Saver account earn an APY of 1.26% and daily balances over $50,000 earn a dividend rate of .25 % on the portion of the daily balance over $50,000, resulting in a range from 1.26% to 0.42% APY depending on the account’s daily balance.

When your linked Kasasa Cash or Kasasa Cash Back account qualifications are not met, the entire daily balance in the Kasasa Saver account earns a dividend rate of 0.5% resulting in an annual percentage yield of 0.5% APY.

Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle.

APY = Annual Percentage Yield.

APYs accurate as of 9/1/2023.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Membership restrictions may apply.

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

No minimum deposit is required to open the account.

There are no recurring monthly maintenance charges or fees to open or close this account.

A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account.

A linked Kasasa Saver account is required for automatic savings.

Contact one of MMFCU’s member service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Federally insured by NCUA. Your Savings Insured To $250,000 per account. Additional insurance through MSIC. Deposits insured in full.


Kasasa, Kasasa Cash, Kasasa Cash Back, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.