Saving for retirement is becoming more and more important, and if you're not already saving up we're pretty sure that you've been thinking about it. Consider opening an Individual Retirement Account (IRA) to help you save – our IRAs have competitive returns with no principal risk thanks to our deposit insurance. You can choose to keep your money in a variable rate savings account or lock-in your interest rate through our share certificates. Earnings are tax deferred and contributions, in some cases, are tax deductible. (Please consult your tax advisor for specific information regarding your tax liability.)
We have Traditional, Roth, and Educational IRAs available, and you can use lump sum distributions from a qualified pension plan or another IRA to open an IRA with us. Just consult with your tax advisor first to determine if your rollover funds qualify.