Platinum Visa® Credit Card
A credit card that fits your life.
Do you want a generous credit line with a premium rate or are you hoping to consolidate your debt? Then this card is made for you! MMFCU’s Platinum Visa® credit card boasts no annual fee, low interest rates, and robust fraud protection, allowing you to pay with confidence.
Platinum Visa® Credit Card
- No annual fee
- No fee cash advances with the same low rate
- 25 day grace period on interest charges for all new purchases
- 0% APR* for 6 months on purchases
- Daily limit on cash advances is your available balance
- Visa® Account Updater
- Payments can be made by mail, online, or at MMFCU’s branch
Kickstart Your Credit!
Build your credit with MMFCU’s Platinum Visa® Credit Card, with up to $1,500.00 in available credit and 0% APR** on purchases for the first 6 months!
Why Choose a Credit Builder Credit Card?
In addition to MMFCU’s Platinum Visa® benefits, the Credit Builder Visa® also features:
- Establishing or repairing your credit. Each time you make an on-time payment, you improve your credit score!
- A great rate to get you started. With 0% APR for 6 months on purchases, you can enjoy interest-free payments while you learn the responsibilities of making on-time payments.
- Grow your credit limit. Starting with a lower credit limit doesn’t mean you have to stay there! If you want more purchasing power, you can increase your limit after 12 consecutive on-time payments.
For Rewards Visa® Credit Card Holders
Do you have a current MMFCU Rewards Visa® Credit Card? Click the link below to log in to view or redeem your points.
Click here to view our Visa® Agreement.
Secure
We have a dedicated team monitoring transactions to keep you and your money safe.
Convenient
Use your card to pay with a swipe, tap, or chip. Visa is accepted at millions of locations.
The Best of The Best
From our competitive rates to our superior customer service, get more out of your cards at MMFCU
*APR = Annual Percentage Rate. Promotional and variable rates are based on credit history. A finance charge will be calculated from the date the purchase posts to your credit card account. All APRs may increase if you default under the terms of your Card Agreement.
**APR= Annual Percentage Rate. APR is the yearly cost of borrowing money on a credit card, expressed as a percentage. After 6 billing cycles, the promotional fixed-rate will convert to the current variable rate in effect. If you fail to make the required minimum payment by the due date, your promotional interest rate may be revoked and any remaining balance subject to the promotional rate will be adjusted to the variable rate as disclosed in your credit card agreement. Your APR may increase if you default under the terms of your Card Agreement. Proof of income or a co-signer with proof of income is required. On-time payment history may have a positive impact on your credit score. Late payments may negatively impact your credit score. MMFCU will report your activities to Transunion®, Experian®, and Equifax®. Limits may increase after 12 consecutive on-time payments. Offer may be withdrawn at any time.
