Account/Member Disclosures & Policies

• New Membership and Account Agreement (Effective March 1st, 2026)
• MMFCU Privacy Disclosure
• Substitute Checks and Your Rights
• Check Hold Policy
• Mobile Check Deposit Hold Policy
• Your Account Information Disclosure (Effective until February 28th, 2026)
• Funds Availability Disclosure
• Our Fee Schedule
• Share Certificate Disclosure
• Overdraft Privilege Disclosure
• High Yield Checking Information
• MSIC – Excess Share Insurance: Protecting Your Future
• MMFCU Electronic Funds Transfer Disclosure
• Updated: Membership Account Agreement

Loan Disclosures

• Credit/Security Agreement
• Visa Credit Card Agreement
• CURewards Program Rules
• Home Equity Line of Credit – Early Disclosure
• Home Equity Line of Credit – When Your Home is on the Line

Truth In Savings Disclosures

• Savings and Transactions Truth in Savings
• Share Certificate Truth in Savings (Effective 2/18/2026)
• Kasasa Cash Back with Saver
• Kasasa Cash with Saver
  
  
  
  

Have questions? Give us a call at 800.940.9466 or email us from our Contact Us page.