Limited-Time Offer
Make Your Money Work Harder
This limited-time 11-Month Bonus Share Certificate offers 4.00% APY* with just a $500 minimum deposit.
Designed for bonus deposits, rollover funds, and existing savings, it’s a secure, predictable way to grow your money this year.
Earn 4.00% APY*
with our
11-Month Bonus Share Certificate
How To Open a Share Certificate
Opening is simple:
- Deposit a minimum of $500
- Choose the 11-Month Bonus Share Certificate
- Watch your savings grow at 4.00% APY*
At maturity, the certificate will automatically renew into a standard 12-Month Share Certificate at the then-current rate unless different instructions are provided during the grace period.
Built for Members Who Plan Ahead
- Members receiving bonuses
- Members with maturing certificates
- Savers seeking low-risk, predictable returns
Why MMFCU?
As a member-owned credit union, MMFCU is focused on helping people—not maximizing profits. You’ll find straightforward terms, competitive rates, and real support from a team that’s here to help you make confident financial decisions.
Common Questions About
Share Certificates
How do I renew a maturing certificate?
Your certificate will automatically renew if we do not receive directions during the 10-day grace period. You can renew a certificate by emailing us at support@mmfcu.zendesk.com, calling us at 800.940.9466 or responding to the notice you received by mail.
Is my deposit insured?
Yes, deposits are federally insured by the National Credit Union Administration (NCUA) up to $250,000. Additional excess insurance is provided by the Massachusetts Share Insurance Corporation (MSIC), insuring deposits in full.
What happens if I withdraw early?
An early withdrawal penalty will apply if you choose to close the Share Certificate prior to maturity. Fees or penalties may reduce earnings on the account.
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All rights reserved.
*APY = Annual Percentage Yield.
The 11 Month Share Certificate will automatically renew at maturity into a standard 12 Month Share Certificate at the then current rate, unless you provide different instructions during the applicable grace period.
An early withdrawal of principal prior to maturity will result in an early withdrawal penalty and may reduce earnings. Fees or penalties may reduce earnings on the account. Deposits are federally insured by the National Credit Union Administration (NCUA) up to $250,000. Additional excess insurance is provided by the Massachusetts Share Insurance Corporation (MSIC), insuring deposits in full.
This is a limited time offer and is subject to change or withdrawal at any time without notice.
