A Better First Mortgage Experience
Buying a home is one of the biggest financial decisions you’ll make.
MassMutual Federal Credit Union is here to make the process easier with competitive mortgage solutions, personal guidance, and resources designed to help you move forward with confidence.
Why Choose MMFCU?
Unlike larger financial institutions, MMFCU offers a more personalized mortgage experience built specifically for the MassMutual community. Whether you’re buying your first home or planning your next move, you’ll have access to competitive mortgage options, experienced professionals, and educational resources that help simplify every step.
Competitive Mortgage Rates
Mortgage solutions designed to help you finance your next home with confidence.
Personal Guidance
Questions are expected. Our mortgage professionals are here to provide answers throughout the process.
A Simpler Process
From application through closing, we strive to make every step as straightforward as possible.
Built for the MassMutual Community
Our Mortgage solutions are available exclusively to eligible members and their families.
How it Works
- Explore Your Options
- Review available mortgage products and educational resources.
- Connect with a Mortgage Professional
- We’ll answer your questions and help you understand which solution best fits your goals.
- Apply with Confidence
- Complete your application and receive support and updates throughout the lending process.
Is This Right For You?
MMFCU First Mortgages are Ideal For:
- First-Time Homebuyers
- Current Homeowners Purchasing Another Home
- Members Looking for a More Personalized Lending Experience
- Eligible MassMutual Employees and Family Members
Common Questions About First Mortgages
Do I have to be a MMFCU Member?
Yes, MMFCU Membership is required. Contact us to learn more.
Can Someone help me understand the Process?
Absolutely. Mortgage specialists are available throughout your homebuying journey.
Where can I view Current Mortgage Rates?
You’ll find current rates and additional mortgage resources through our Members Mortgage partnership.
When should I get pre-approved?
Many buyers benefit from speaking with a mortgage professional early in their home search.
©2026 MassMutual Federal Credit Union.
All rights reserved.
*Down payment requirements vary by loan program and borrower qualifications. Certain mortgage programs may be available with a down payment as low as 3%. Please call 866-859-6545 for current program requirements. Payment examples are estimates only and do not include property taxes, insurance premiums, mortgage insurance, or other applicable costs. Actual monthly payments may be higher. MMFCU does not offer VA, FHA, or MassHousing loans. The Home Mortgage Disclosure Act (HMDA) data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many financial institutions are available online through the Consumer Financial Protection Bureau.
