Hello MM Advisors! We’re excited to see and meet you this summer! Whether we connect in Washington DC or you hear about us in Montreal, we have several exciting specials made specifically for you that you won’t want to miss!

• Become a Member: If you are not a MassMutual Credit Union member yet, what are you waiting for!? Become a member and take advantage of one of our specials below during the week of MM Academy using Promo Code MMFP2, and we will put $50 into your new account!*

• Good Car, Better Rate, Best Service. Whether you’re looking for a new car, new-to-you car, our rates are the same. From April 14 – May 31, we’re making our rate even more competitive with rates as low as 4.99% APR**. Already have a car you love? Refinance your auto loan from another credit union or bank with MMFCU and we can beat your current rate by up to 2.00% APR! ***

• Let your home help you with your to-do list. If you have home improvements, debt you’d like to consolidate, a dream vacation, or other big plans in mind, a Home Equity Line of Credit (HELOC) can help! And with 1.99% APR**** for the first 3 months, your plans have already kickstarted into savings!

• Get rewarded for spending. Open a Kasasa checking account and watch your rewards grow!

*Promo code MMFP25 must be used in order to receive advertised promotion. Funds will be dispersed into your basic savings account upon membership and a qualifying transaction: applying and being approved for an auto loan, refinance of an auto loan, Home Equity Line of Credit or Credit Card, transfer of credit card balance, or direct deposit into a Kasasa checking account. New members must open their account within their first 30 days of employment with MassMutual to receive advertised promotion. After you have completed the above requirements, we’ll deposit the bonus into your new account within 60 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout.

**APR = Annual Percentage Rate. Rates displayed are our best rates. Your rate may be higher depending on your creditworthiness. Promotional rate only applies to cars with model year 2020 or later. Special promotional rate cannot be combined with automatic payment discount.

***APR = Annual Percentage Rate.  Current MMFCU loans are not eligible for refinance. When refinancing your outside auto loan with MMFCU: 1) The title must show MassMutual Federal Credit Union as the lien holder; 2) All necessary loan documents must be signed; 3) Must have full coverage insurance with no more than a $500 deductible on comp. and collision; 4) If you choose a loan term that is longer than the term remaining on your existing auto loan, you will pay interest over a longer period of time, resulting in the overall cost of the loan may be higher. Floor rate for refinancing is 4.75% APR. Application required to qualify. Creditworthiness factors or other qualification terms may apply.

****APR = Annual Percentage Rate. The introductory rate is fixed and will remain the same for the first 3 months from the loan closing date. The interest rate is based on borrowing up to 80% of the value of your home. Upon expiration of the introductory rate, your rate will automatically revert to the Prime Rate, as published in the Wall Street Journal on the last business day of the month, minus 0.25%. This is a variable rate loan – your rate may change over the life of the loan. Hazard insurance is required. Flood insurance may be required subject to flood certification. The maximum APR is 18%.