Drive the Car You Love for Less
Refinance Your Auto Loan with MassMutual Federal Credit Union
Still love your car, but not your current rate? Refinance your existing auto loan from another lender and get up to 2% APR* off your current rate with rates as low as 4.75% APR.
Why Refinance with MMFCU?
Refinancing could help you:
✓ Lower your interest rate
✓ Reduce your monthly payments
✓ Pay off your loan sooner
Get Started Today
Refinancing is easier than you think. Just 3 steps to get started.
What You Could Save
We can beat your current loan rate by up to 2% APR*
Your car’s still great and your payment should be too. With MMFCU’s competitive rates and flexible terms, you can keep the car you love and enjoy a more affordable monthly payment.
Vehicle Loan Rates
| Term | APR as low as* | Payment per $1000 borrowed |
| 3 Year Term† | 5.50% | $30.20 |
| 4 Year Term† | 6.00% | $23.49 |
| 5 Year Term† | 6.50% | $19.57 |
| 6 Year Term† | 6.75% | $16.93 |
Rates shown include a 0.25% discount for automatic payment from your MMFCU account. If you do not choose automatic payment, APR will increase by 0.25%. See full terms below.
Common Questions About Auto Refinancing
To lower your interest rate, reduce your monthly payments, or shorten your loan term.
Yes, MMFCU membership is required to refinance. View eligibility requirements.
No, this promotion is for loans from other financial institutions only.
Perfect! You’re eligible to refinance and potentially lower your rate with MMFCU.
*APR = Annual Percentage Rate. Rates displayed are our best rates. Your rate may be higher depending on your creditworthiness. Special promotional rates cannot be combined with automatic payment discounts. Current MMFCU loans are not eligible for refinance. When refinancing your outside auto loan with MMFCU: 1) The title must show MassMutual Federal Credit Union as the lien holder; 2) All necessary loan documents must be signed; 3) Must have full coverage insurance with no more than a $500 deductible on comp. and collision; 4) If you choose a loan term that is longer than the term remaining on your existing auto loan, you will pay interest over a longer period of time, resulting in the overall cost of the loan may be higher. Floor rate for refinancing is 4.75% APR. Application required to qualify. Creditworthiness factors or other qualification terms may apply.
† Rates displayed are our best rates. Your rate may be higher depending on your credit worthiness. Rates displayed include a 0.25% discount for automatic payment from your MMFCU account. If you do not elect automatic payment, the APR will increase by 0.25%. We figure payment amounts off of the higher rate. Payment example given is based upon the term specified. Down payment may be required based upon your personal credit history. Payment amounts specified do not include amounts for taxes and insurance premiums.
