Click on the product category below to see the rates. Please note that our rates are subject to change without notice. Please call the Credit Union at 800.940.9466 for current rates.
Learn about our deposit insurance.
Please note: In order to earn the Generation Now Account rate, you must complete and turn in the Generation Now Account Opt-In Form. Learn more about the benefits of our Generation Now Accounts.
*APY = Annual Percentage Yield. $5 minimum deposit to open. $25 minimum deposit to earn stated dividend rate/yield. Rates are subject to change at any time. Fees or penalties (if any) could reduce earnings.
**Maximum balance for stated rate is $3,000. If account balance becomes higher than $3,000, the stated rate will only be paid on balances up to $3,000. Disbursement must be in person or in writing.
*APY = Annual Percentage Yield. $100 minimum deposit to open. Minimum deposit as stated above to earn stated dividend rate/yield. Rates are subject to change at any time. Fees or penalties (if any) could reduce earnings. You earn the stated dividend rate on your entire balance. For example, if you deposit $50,000, you will earn the Tier 2 Dividend Rate on the entire balance.
*APY = Annual Percentage Yield. $500 minimum deposit to open and to earn stated dividend rate/yield. Rates are subject to change at any time. Fees or penalties (if any) could reduce earnings. An early withdrawal penalty may apply if you close the Share Certificate prior to the maturity date.
*APY = Annual Percentage Yield. $50,000 minimum deposit to open and to earn stated dividend rate/yield. Rates are subject to change at any time. Fees or penalties (if any) could reduce earnings. An early withdrawal penalty may apply if you close the Share Certificate prior to the maturity date.
Share Rates Effective 01/02/20
*APY = Annual Percentage Yield. No minimum deposit to open. $500 minimum deposit to earn stated dividend rate/yield. Rates are subject to change at any time. All of our spending accounts are free. There are no monthly maintenance fees, per-check charges.
*APY = Annual Percentage Yield. No minimum deposit to open. $5,000 average daily balance required to avoid service fees and to earn stated dividend rate/yield. Rates are subject to change at any time. Fees or penalties (if any) could reduce earnings. You earn the stated dividend rate on your entire balance. For example, if you deposit $50,000, you will earn the Tier 3 Dividend Rate on the entire balance.
Savings Rates Effective 01/02/20
For details on our mortgages call 800.940.9466 and ask for the Mortgage Department or email us.
The rates posted below are our best rates.
APR = Annual Percentage Rate
Fixed Rate First Mortgages: Payment example given is based upon the term specified. Minimum 5% down payment required. (3% down payment available, but income restrictions apply.) Payment amounts specified do not include amounts for taxes and insurance premiums.
Adjustable Rate Mortgages: APR and payment amount will change over the life of the loan. See the Credit Union for more details. Adjustable Rate Mortgages require the purchase of points. Payment example given is based upon a 30 year repayment. Minimum 5% down payment required. Payment amounts specified do not include amounts for taxes and insurance premiums.
*APR = Annual Percentage Rate. Payment example given is based upon the term specified. Payment amounts specified do not include amounts for taxes and insurance premiums.
*There are no fees to use your HELOC. Late fees may be imposed if you do not make at least one payment each calendar month. Rate displayed is variable, but will not exceed 18% APR. Rate is based upon the Prime Lending Rate as displayed in the Wall Street Journal on the last business day of the month.
Learn more about our vehicle loan options and the benefits of borrowing from MMFCU.
Click Here To See All of Our New/Used Auto Loan Rates
Click Here To See All of Our Motorcyle/RV Loan Rates
*APR = Annual Percentage Rate. Rates displayed are our best rates; your rate may be higher. Rates displayed include a 0.25% discount for automatic payment from your MMFCU account. If you do not elect automatic payment, the APR will increase by 0.25%. We figure payment amounts off of the higher rate. Payment example given is based upon the term specified. Down payment may be required based upon your personal credit history. Payment amounts specified do not include amounts for taxes and insurance premiums.
Learn about our low rate Visa® Balance Transfer Special
*There are no fees to use your Platinum Visa Card, including Balance Transfers. While Balance Transfers are allowed to a Visa Reward Card, reward points are not earned on Balance Transfers. Late fees may be imposed if you do not make your payment on time. Rate displayed is variable, but will not exceed 18% APR. Rate is based upon the Prime Lending Rate as displayed in the Wall Street Journal on the last business day of the month.
Loan Rates Effective 10/31/2019
