Text Message Banking

Text message banking allows you to check your account balances and recent transactions with a cell phone in a matter of seconds. This is a fast, easy method to access balance and account history information, and any MMFCU member with a text message-enabled phone can use it. There is no need for a data plan, a large phone screen, or a keyboard on the phone. Simply send a text message to our designated number and the appropriate banking command, and within a few seconds you'll receive the information you want. This service is FREE** for all MMFCU members.

Text Message Banking commands include:

  • BAL – Balance on your primary account (which you set in CUOnline)
  • BAL ALL – Balance on all your accounts
  • BAL CHK – Checking Account Balance
  • BAL SAV – Savings Account Balance
  • LAST – The last few transactions on your primary account
  • TRANS (amount) – It will make a transfer for your desired amount

To sign up for this service, log in to your CUOnline account, and click on "Mobile Banking & Alerts" in the navigation bar (under "Account Access"). Follow the instructions to enroll in text message banking. Please note: If you register for text message banking and do not receive the activation text message, you may need to contact your wireless carrier to unblock our text message number (454545). Please feel free to contact us if you have any difficulty with this process.

Have questions? Contact us at 800.940.9466 or send us an email.

**Your service provider may charge text message fees. Please contact your service provider for additional details.

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