About Us

Our Deposit Insurance

During this time of economic uncertainty, you can rest easy knowing that your money is safe with us.

Fully Insured

You deserve the peace of mind that comes from knowing that your savings are secure. MMFCU has made sure that all of your share or deposit accounts are fully insured.

We are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government. The NCUSIF insures your savings up to at least $250,000 - with higher total coverage available if you have a combination of individual, joint, trust, payable-on-death and other types of accounts. There is also a separate insurance coverage of up to $250,000 for individual retirement accounts.

The NCUSIF is administered by the National Credit Union Administration (NCUA), a federal agency that charters and supervises federal credit unions. For more information on federal share insurance, see the NCUA brochure, "Your Insured Funds."

And in case you have deposits that exceed NCUA's limits, we are also insured by the Massachusetts Credit Union Share Insurance Corporation (MSIC), which provides us with excess share and deposit insurance as an extra layer of deposit insurance coverage. Balances above the federal limit, usually $250,000, carry additional deposit insurance through MSIC. For more information on excess share insurance, see the MSIC brochure, "Protecting Your Future."

Contact us for more information at 800.940.9466 or send us an email.

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