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Rates

Click on the product category below to see the rates. Please note that our rates are subject to change without notice.  Please call the Credit Union at 800.940.9466 for current rates.

Savings

Learn about our deposit insurance.

Savings* Rates

Please note: In order to earn the Generation Now Account rate, you must complete and turn in the Generation Now Account Opt-In Form.  Learn more about the benefits of our Generation Now Accounts.

*Maximum balance for stated rate is $3,000.  If account balance becomes higher than $3,000, the stated rate will only be paid on balances up to $3,000.  Disbursement must be in person or in writing.

Money Market Plus Account Rates

Share Certificate** Rates

Jumbo Share Certificate*** Rates

* $5 minimum
** $500 minimum, penalty for early withdrawal
*** $50,000 minimum, penalty for early withdrawal


Checking

Free Checking Rates*

High Yield Checking Rates**

* A $500 average daily balance is required to earn dividends.
** If average daily balance falls below $5,000, a $10 fee will be charged.

Rates are effective as of January 29, 2016. Rates are subject to change at any time without warning. Fees or penalties (if any) may reduce earnings on these accounts.


Home Loans

For details on our mortgages call 800.940.9466 and ask for the Mortgage Department or email us.

Mortgage Loan Rates

The rates posted below are our best rates.

APR = Annual Percentage Rate

Fixed Rate First Mortgages: Payment example given is based upon the term specified. Minimum 5% down payment required. (3% down payment available, but income restrictions apply.) Payment amounts specified do not include amounts for taxes and insurance premiums.

Adjustable Rate Mortgages: APR and payment amount will change over the life of the loan. See the Credit Union for more details. Adjustable Rate Mortgages require the purchase of points. Payment example given is based upon a 30 year repayment. Minimum 5% down payment required. Payment amounts specified do not include amounts for taxes and insurance premiums.

Home Equity Loan Rates

*APR = Annual Percentage Rate. Payment example given is based upon the term specified. Payment amounts specified do not include amounts for taxes and insurance premiums.

Line of Credit (HELOC)

**There are no fees to use your HELOC. Late fees may be imposed if you do not make at least one payment each calendar month. Rate displayed is variable, but will not exceed 18% APR. Rate is based upon the Prime Lending Rate as displayed in the Wall Street Journal on the last business day of the month.


Vehicle Loans

Learn more about our vehicle loan options and the benefits of borrowing from MMFCU.

New and Used Auto Loan Rates

Click Here To See All of Our New/Used Auto Loan Rates

Motorcycle/RV Loan Rates

Click Here To See All of Our Motorcycle/RV Rates

*APR = Annual Percentage Rate. Rates displayed are our best rates; your rate may be higher. Rates displayed include a 0.25% discount for automatic payment from your Credit Union account. If you do not elect automatic payment, the APR will increase by 0.25%. We figure payment amounts off of the higher rate. Payment example given is based upon the term specified. Down payment may be required based upon your personal credit history. Payment amounts specified do not include amounts for taxes and insurance premiums.


Personal Loans

Personal Loan Rates

Personal Line of Credit (PLOC) Rates***

Share Secured Loan Rates

*There are no fees to use your PLOC. Late fees may be imposed if you do not make at least one payment each calendar month. Rate displayed assumes automatic payment from your Credit Union account. If you elect to not have automatic payment, please add 1% to the displayed rate. Rates displayed are our best rates.


 

Visa Platinum Credit Card

Learn about our low rate Visa® Balance Transfer Special

Visa® Platinum Credit Card Rates


Education Loans

Student Loan Rates

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