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Rates

Click on the product category below to see the rates. Please note that our rates are subject to change without notice.  Please call the Credit Union at 800.940.9466 for current rates.

Savings

Learn about our deposit insurance.

Savings Rates*

Please note: In order to earn the Generation Now Account rate, you must complete and turn in the Generation Now Account Opt-In Form.  Learn more about the benefits of our Generation Now Accounts.

*APY = Annual Percentage Yield. $5 minimum deposit to open. $25 minimum deposit to earn stated interest rate/yield. Rates are subject to change at any time. Fees or penalties (if any) could reduce earnings.

**Maximum balance for stated rate is $3,000.  If account balance becomes higher than $3,000, the stated rate will only be paid on balances up to $3,000.  Disbursement must be in person or in writing.

Money Market Plus Account Rates*

*APY = Annual Percentage Yield. $100 minimum deposit to open. Minimum deposit as stated above to earn stated interest rate/yield. Rates are subject to change at any time. Fees or penalties (if any) could reduce earnings. You earn the stated interest rate on your entire balance. For example, if you deposit $50,000, you will earn the Tier 2 Dividend Rate on the entire balance.

Share Certificate Rates*

*APY = Annual Percentage Yield. $500 minimum deposit to open and to earn stated interest rate/yield.  Rates are subject to change at any time. Fees or penalties (if any) could reduce earnings. An early withdrawal penalty may apply if you close the Share Certificate prior to the maturity date.

Jumbo Share Certificate Rates*

*APY = Annual Percentage Yield. $50,000 minimum deposit to open and to earn stated interest rate/yield.  Rates are subject to change at any time. Fees or penalties (if any) could reduce earnings. An early withdrawal penalty may apply if you close the Share Certificate prior to the maturity date.


Checking

Free Checking Rates*

*APY = Annual Percentage Yield. No minimum deposit to open. $500 minimum deposit to earn stated interest rate/yield. Rates are subject to change at any time. Fees or penalties (if any) could reduce earnings.

High Yield Checking Rates*

*APY = Annual Percentage Yield. No minimum deposit to open. $5,000 average daily balance required to avoid service fees and to earn stated interest rate/yield. Rates are subject to change at any time. Fees or penalties (if any) could reduce earnings. You earn the stated interest rate on your entire balance. For example, if you deposit $50,000, you will earn the Tier 3 Dividend Rate on the entire balance.

Savings Rates Effective 2/16/2017

 

Loan Rates

Home Loans

For details on our mortgages call 800.940.9466 and ask for the Mortgage Department or email us.

Mortgage Loan Rates

The rates posted below are our best rates.

APR = Annual Percentage Rate

Fixed Rate First Mortgages: Payment example given is based upon the term specified. Minimum 5% down payment required. (3% down payment available, but income restrictions apply.) Payment amounts specified do not include amounts for taxes and insurance premiums.

Adjustable Rate Mortgages: APR and payment amount will change over the life of the loan. See the Credit Union for more details. Adjustable Rate Mortgages require the purchase of points. Payment example given is based upon a 30 year repayment. Minimum 5% down payment required. Payment amounts specified do not include amounts for taxes and insurance premiums.

Home Equity Loan Rates*

*APR = Annual Percentage Rate. Payment example given is based upon the term specified. Payment amounts specified do not include amounts for taxes and insurance premiums.

Line of Credit (HELOC)*

*There are no fees to use your HELOC. Late fees may be imposed if you do not make at least one payment each calendar month. Rate displayed is variable, but will not exceed 18% APR. Rate is based upon the Prime Lending Rate as displayed in the Wall Street Journal on the last business day of the month.


Vehicle Loans*

Learn more about our vehicle loan options and the benefits of borrowing from MMFCU.

New and Used Auto Loan Rates

Click Here To See All of Our New/Used Auto Loan Rates

Motorcycle/RV Loan Rates

Click Here To See All of Our Motorcycle/RV Rates

*APR = Annual Percentage Rate. Rates displayed are our best rates; your rate may be higher. Rates displayed include a 0.25% discount for automatic payment from your Credit Union account. If you do not elect automatic payment, the APR will increase by 0.25%. We figure payment amounts off of the higher rate. Payment example given is based upon the term specified. Down payment may be required based upon your personal credit history. Payment amounts specified do not include amounts for taxes and insurance premiums.


Personal Loans

Personal Loan Rates*

*Rate displayed is our best rate and assumes automatic payment from your Credit Union account. If you elect to manually pay your personal loan, please add 0.25% to the displayed rate. Your rate may be different based upon your personal credit hitory. 

Personal Line of Credit (PLOC) Rates*

*Rate displayed is our best rate and assumes automatic payment from your Credit Union account. If you elect to manually pay your PLOC, please add 1% to the displayed rate. Your rate may be different based upon your personal credit history. There are no fees to use your PLOC. Late fees may be imposed if you do not make at least one payment each calendar month. Rate displayed assumes automatic payment from your Credit Union account.

Share Secured Loan Rates

 


 

Visa Platinum Credit Card

Learn about our low rate Visa® Balance Transfer Special

Visa® Platinum Credit Card Rates

 


Education Loans

Student Loan Rates

Loan Rates Effective 4/1/2017

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